(405) 372-1300







Financial & Insurance

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs. The initial examination is complimentary.

Payment Options

Dr. Polk strives to provide you with quality care that fits into your budget! We stay committed to developing flexible payment plans to make your orthodontic care affordable. We offer a financed fee plan, along with courtesy reduction for payment in full at the onset of treatment. We gladly accept VISA, MasterCard and Discover. Our experienced staff will be glad to assist you with any questions you may have.

Insurance Guidelines

We are happy to work with you and your insurance company to receive the maximum benefit possible under your policy. We have found that the more you know about your individual policy, the easier it is to process your claim. To assist us both in this endeavor, we have provided the following answers to the most commonly asked questions.

Please keep in mind that our primary financial relationship is with our patients and their families. We realize that understanding your orthodontic insurance can be difficult, and we welcome any questions you might have. Thank you in advance for your cooperation in helping us to provide the best and most efficient treatment of our patients.

How does orthodontic insurance work?

There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. Orthodontic insurance generally differs from regular dental and medical insurance in that it rarely pays for orthodontic treatment in full. Each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee until the maximum has been reached. Charges for lost or broken appliances are usually not covered by insurance.

How will our office assist you with your insurance?

Upon request, we will generate an insurance form on our computer that describes the orthodontic problems, the required treatment, the length of treatment time and the financial arrangements. You do not need to bring an insurance form to our office. We will submit a form to your insurance carrier for reimbursement of your orthodontic fees. We do require a copy of your insurance card to process your insurance claim.

How can you maximize your benefit?

Know what your benefits are before treatment begins. If you are not sure, contact your insurance company so that you know exactly how much you can expect them to pay and when to expect payment. Although insurance may be a factor, please remember that you are ultimately responsible for all charges incurred in our office.

C. Edwin Polk, D.D.S., M.S.
Michael Henneberry, D.D.S., M.S.

1518 W. 8th Ave. • Stillwater, OK 74074 • 405.372.1300405.372.0037cepolk@swbell.net

Monday – Thursday: 7:30 a.m. – 5:00 p.m. • Friday: 8:00 a.m. – 12:00 p.m. (business office only)